Right when the vax rolled out they started playing commercials on the radio about DVT, heart attacks and buying life insurance. The woman sounded young and said her sister's husband died suddenly. She needs to get life insurance because it may happen to them.
They normalized dying suddenly and DVT, heart attacks... and dont forget to go get your covid jab all day. Now it's all day vaccine ads on both radio and pandora.
Agree. The window that will close is not factoring vax status into mortality charts and policy prices. That, or ALL rates go up to disguise it. Either way, I'd take advantage now. Insurance is literally cheaper than it's ever been, especially for women as a class as they live longer.
It's an interesting chat and if your in your 20's and perfect health and can get a $1M USD policy then doit, I had a friend with six kids and had every kid insured from the time the kids were 5 years of age, and had him made recipient, he always said it was the easiest money you can make, luckily none of his kids have died, but I liken his argument to buying lotto tickets where people focus on the winners and never consider that 99.9999% don't win anything
But insurance is worse cuz its a racket and they will do anything to deny your claim, they will go back to your application and try to prove you lied, ... like I said, its fine if your young & perfect health, but then why do it? Just to make another rich?
Now if your young and have young wife, ok that makes sense then its 'insurance'
...
This entire argument is suspicious; Deaths are up and costs to insure are down, it just doesn't fucking work like that,
They obviously ain't paying out on the claims or otherwise insurance cost would be sky-rocketing;
They still have massive reserves, by law. Ed Dowd (former top insurance analyst) says a huge part of the increase is in disability and conditions that could take a decade or more to actually kill victims. That's a lot of time to inflate insurance premiums, although folks that are locked into level-premium agreements would likely be the last to experience an increase.
If you can get $500,000 15 yr term at less than $100/mo, and have wife and kids, I agree that it's a no-brainer. The alternative is to "self insure" with what? The odds of Govt bonds or corporate bonds or stocks "defaulting" en mass is probably about the same as insurance co's failing to pay out which is not the same as insurance co's failing as historically almost without exception those obligations and book of business are aquired at full terms and continued. (The acquiring co pays a huge discount for these assets, but takes on the insurance contracts on full original terms, just like when annuity companies get bought out which happends every few years in the US)
I would if I could. I can't get insurance, have been trying since I was 30.
I'm not old and am healthier than most people my age. I tried 8 different life insurance reps even my own union. They looked for multiple insurers who might cover me.
I was told they flag people with certain medical conditions or on specific medications. Clinial depression is one of them. Suicide is a leading cause of death for younger people however they have a clause in the contract that they will not cover suicide. Maybe there is a loophole they don't want people to take advantage of.
I just wanted enough insurance to cover my funeral and they wouldn't even give me that.
I would try ethos if you are are US based, or US citizen (not sure if you even need to be). Just go through the questionnairre and try answering only what they ask, not offering anything extra. You can find out in 20 mins online whether they'll cover you without pulling medical records. Worth a shot.
Have you tried Canadian life insurance companies. If you are lucky enough to get it and have paid premiums for two years, they waive the suicide clause. You probably would have to have bought it twenty years ago to get past the fact that you have been declined by more than one Company, but it’s worth a try.
You say people are dropping like flys, ok so they say, I would think if deaths up then costs went up and they pass back to you
Sure if your a kid life-insurance is cheap, if your an old fuck near death, then life-insurance is fucking expensive
But insurance doesn't have to payout for an act of 'war' all COVID deployed & mRNA are an act of war, so you better hope that the coroner signs you have as a non-covid act or otherwise they could easily refuse to pay out on a war-time clause;
WAR is COVID, and if COVID killed you or the mRNA then technically they can deny you claim
My partner’s late husband died suddenly of an aggressive cancer that was diagnosed at stage 4 and he was dead in as many months.
He was a banker, a young star rising as rapidly as they could promote him. It was a a career he had the natural talents, and the training, with which to excel; but he initially abandoned his training, which he loathed together with that entire economic sector, because he was at heart a lover not a fighter; a poet.
He only started the career in finance late, because immediate, order-of-magnitude greater revenue was needed for the family: their one child (now 20) has complex severe autism and moderate developmental delay, and Canadian healthcare notwithstanding (in fact, they declined free IBI, a brutal aversion therapy briefly favoured by one stream of expertise & provincially funded, $35K annually), the therapies that were considered and attempted cost much more money than his wife’s earlier status as main breadwinner allowed, despite a good salary and comfortable lifestyle prior to the medical etc expenses. He did what was needed for his family.
And what was needed for his own soul in this very foreign world o finance, was decency and kindness. He always trained his teams to never sell a customer something that was not needed. Never. And that proved a successful and unassailable approach, for which he was well rewarded.
And then he died. Without life insurance. Because he was very familiar with the numbers and the tables, and he knew that in most circumstances, it is a bad bet.
His widow does not begrudge him, and loved the person who made the considered, kind choices, of which No Life Insurance, was one he would make every time.
I know of at least a dozen cases where it would have helped already. I'd do it for my loved ones even if I knew an asteroid was coming. Don't rely on motherweffers efficiency. Even 911 and PNAC was fumbled, as was bird flu, swine flu... etc
A 50yr old in reasonable health can get 200k for $35/month or so. Even with 10 yrs of 10% inflation you'll have around 100k buying power which can make all the difference to a surviving spouse or child.
Term for me and the wife and whole life 20 year paid up for each of the kids. But...my concern is whether or not the industry can stay solvent in the face of drastically higher death rates. When the dollar collapses so do your policies.
Insurance contracts made it unscathed through the Great Depression, French Revolution, US Revolutionary War, Civil War, WWII whereas many stocks, currencies, property rights etc fell by the wayside. Insurance companies have the biggest lobbies and strictest financial rules. If anyone can survive, they will. They will raise prices if they have to as a first step. They can now hold bitcoin and gold on their books...
I suspect what you say is not true, read Marc Fabers book "Tomorrows Gold", he points out that since 1600's in USA the only thing that has ever not bankrupted and gone insolvent is the catholic church.
USA has gone bankrupt and defaulted on its bonds like 5 times since 1776, they just don't teach this shit;
Even the great Lloyds of London greatest insurance house in history of man-kind, no longer exists today.
They they will argue if the insurance companys fail, then the GOV kicks in,
No it doesn't the gov funds to bail out insurance are 3% reserves that means only the first 3 guys out of every 100 are made good or that you might get 3% of promise and these things always take decades so all partys be dead by the time they payout on the bankruptcy
Their contracts are in dollars and that’s all they’re going to pay you with. Your $500,000 policy will buy you a loaf of bread...if you’re lucky. I continue to maintain my policy because it’s not huge money but like SS I don’t expect it to be there when I need it.
You can't argue with them, they deal on rumors, sure if you have life-insur and you cause of death is heart attack and no pre-existing conditions then they might pay out, then again maybe not
You all assume that life is fair, they collect premiums and deny claims, your dead who is going to fight for your claim?? So your estate hires a lawyer, and then the meter starts running, they're going to want 40% or more and will settle with the insurer for a small go-away bone, and the lawyer will take it cuz its easy money for him, these kinds of cases never go to court the judges were all owned by insurance lobbys decades ago;
I still say if they can PROVE that your cause of death is COVID in any way then they can call it an 'act of war' and deny your claim
Sure if your crazy, and ride a skate-board on the freeway and get run-over, yes make somebody rich :)
Psst! WATCH THE TUCKER INTERVIEW WITH STEVE KIRSCH from this week, right here
Enjoy
https://rumble.com/v4fqx12-tucker-carlson-uncensored-the-vaccine-interview-with-steve-kirsch.html
Right when the vax rolled out they started playing commercials on the radio about DVT, heart attacks and buying life insurance. The woman sounded young and said her sister's husband died suddenly. She needs to get life insurance because it may happen to them.
They normalized dying suddenly and DVT, heart attacks... and dont forget to go get your covid jab all day. Now it's all day vaccine ads on both radio and pandora.
Agree. The window that will close is not factoring vax status into mortality charts and policy prices. That, or ALL rates go up to disguise it. Either way, I'd take advantage now. Insurance is literally cheaper than it's ever been, especially for women as a class as they live longer.
It's an interesting chat and if your in your 20's and perfect health and can get a $1M USD policy then doit, I had a friend with six kids and had every kid insured from the time the kids were 5 years of age, and had him made recipient, he always said it was the easiest money you can make, luckily none of his kids have died, but I liken his argument to buying lotto tickets where people focus on the winners and never consider that 99.9999% don't win anything
But insurance is worse cuz its a racket and they will do anything to deny your claim, they will go back to your application and try to prove you lied, ... like I said, its fine if your young & perfect health, but then why do it? Just to make another rich?
Now if your young and have young wife, ok that makes sense then its 'insurance'
...
This entire argument is suspicious; Deaths are up and costs to insure are down, it just doesn't fucking work like that,
They obviously ain't paying out on the claims or otherwise insurance cost would be sky-rocketing;
They still have massive reserves, by law. Ed Dowd (former top insurance analyst) says a huge part of the increase is in disability and conditions that could take a decade or more to actually kill victims. That's a lot of time to inflate insurance premiums, although folks that are locked into level-premium agreements would likely be the last to experience an increase.
If you can get $500,000 15 yr term at less than $100/mo, and have wife and kids, I agree that it's a no-brainer. The alternative is to "self insure" with what? The odds of Govt bonds or corporate bonds or stocks "defaulting" en mass is probably about the same as insurance co's failing to pay out which is not the same as insurance co's failing as historically almost without exception those obligations and book of business are aquired at full terms and continued. (The acquiring co pays a huge discount for these assets, but takes on the insurance contracts on full original terms, just like when annuity companies get bought out which happends every few years in the US)
Those reserves are collateralized...when the SHTF, the Great Taking will result.
I would if I could. I can't get insurance, have been trying since I was 30.
I'm not old and am healthier than most people my age. I tried 8 different life insurance reps even my own union. They looked for multiple insurers who might cover me.
I was told they flag people with certain medical conditions or on specific medications. Clinial depression is one of them. Suicide is a leading cause of death for younger people however they have a clause in the contract that they will not cover suicide. Maybe there is a loophole they don't want people to take advantage of.
I just wanted enough insurance to cover my funeral and they wouldn't even give me that.
I would try ethos if you are are US based, or US citizen (not sure if you even need to be). Just go through the questionnairre and try answering only what they ask, not offering anything extra. You can find out in 20 mins online whether they'll cover you without pulling medical records. Worth a shot.
Have you tried Canadian life insurance companies. If you are lucky enough to get it and have paid premiums for two years, they waive the suicide clause. You probably would have to have bought it twenty years ago to get past the fact that you have been declined by more than one Company, but it’s worth a try.
Oh wow! Thanks.
Then if times get tough in 2+ years I can go get MAIDed in Canada and make it rain 💰 for my fam 🤣
Now you’re catching my drift 😅😂
🤣😘💞
Talk about enabling, eh?
Best cull idea EVER. Think of how much health care costs gov and health insurance will save. Then they organ harvest the young ones.
New Law in Canada is nothing less than total medical TYRANNY.
(This is nucking Futts, even for Turdea) Utter MADNESS
https://mediaarchives.gsradio.net/rense/special/rense_031324_hr2.mp3
What the Biden Administration is doing in the environmental arena violates every principle of a free society. There needs to be a class action suit
https://www.armstrongeconomics.com/uncategorized/biden-new-regs-will-cost-up-to-25000-per-home-to-comply/?utm_source=Newsletter&utm_medium=Email&utm_campaign=RSS
Goodbye Dr Jane Ruby and Dr. Lee Merrit. Wtf?
Must hear
https://mediaarchives.gsradio.net/rense/special/rense_030424_hr2.mp3
Yet Another Example Of Vaxed Sludge Blood Clotting Within
Only 3 Minutes Of Being Drawn From A Patient - NOT NORMAL
https://rense.com/general97/tick-blood.php
GOOD NEWS ON POT and APOPTOSIS
https://www.msn.com/en-us/health/other/cannabis-has-deadly-effect-on-most-common-form-of-cancer-study-finds/ar-BB1jj9U9?ocid=msedgntp&pc=U531&cvid=0c8c4407b65748ea8a39498cad38ff95&ei=33
Best 25 Once in a Lifetime Adventures:
https://www.addtobucketlist.com/worlds-25-best-once-in-a-lifetime-adventures
You say people are dropping like flys, ok so they say, I would think if deaths up then costs went up and they pass back to you
Sure if your a kid life-insurance is cheap, if your an old fuck near death, then life-insurance is fucking expensive
But insurance doesn't have to payout for an act of 'war' all COVID deployed & mRNA are an act of war, so you better hope that the coroner signs you have as a non-covid act or otherwise they could easily refuse to pay out on a war-time clause;
WAR is COVID, and if COVID killed you or the mRNA then technically they can deny you claim
https://bilbobitch.substack.com/p/martial-law-had-effectively-been
https://www.facebook.com/100063498881110/posts/938803168246304/?mibextid=rS40aB7S9Ucbxw6v
My partner’s late husband died suddenly of an aggressive cancer that was diagnosed at stage 4 and he was dead in as many months.
He was a banker, a young star rising as rapidly as they could promote him. It was a a career he had the natural talents, and the training, with which to excel; but he initially abandoned his training, which he loathed together with that entire economic sector, because he was at heart a lover not a fighter; a poet.
He only started the career in finance late, because immediate, order-of-magnitude greater revenue was needed for the family: their one child (now 20) has complex severe autism and moderate developmental delay, and Canadian healthcare notwithstanding (in fact, they declined free IBI, a brutal aversion therapy briefly favoured by one stream of expertise & provincially funded, $35K annually), the therapies that were considered and attempted cost much more money than his wife’s earlier status as main breadwinner allowed, despite a good salary and comfortable lifestyle prior to the medical etc expenses. He did what was needed for his family.
And what was needed for his own soul in this very foreign world o finance, was decency and kindness. He always trained his teams to never sell a customer something that was not needed. Never. And that proved a successful and unassailable approach, for which he was well rewarded.
And then he died. Without life insurance. Because he was very familiar with the numbers and the tables, and he knew that in most circumstances, it is a bad bet.
His widow does not begrudge him, and loved the person who made the considered, kind choices, of which No Life Insurance, was one he would make every time.
I’m not convinced that this will be a good idea for much longer
https://open.substack.com/pub/bilbobitch/p/the-big-picture-why-they-want-to?r=pr2e8&utm_medium=ios&utm_campaign=post
I know of at least a dozen cases where it would have helped already. I'd do it for my loved ones even if I knew an asteroid was coming. Don't rely on motherweffers efficiency. Even 911 and PNAC was fumbled, as was bird flu, swine flu... etc
I believed in it and purchased some but inflation is taking a massive bite out of what was once considered a substantial death benefit.
I trust it's term and not whole life 😞
A 50yr old in reasonable health can get 200k for $35/month or so. Even with 10 yrs of 10% inflation you'll have around 100k buying power which can make all the difference to a surviving spouse or child.
Term for me and the wife and whole life 20 year paid up for each of the kids. But...my concern is whether or not the industry can stay solvent in the face of drastically higher death rates. When the dollar collapses so do your policies.
Insurance contracts made it unscathed through the Great Depression, French Revolution, US Revolutionary War, Civil War, WWII whereas many stocks, currencies, property rights etc fell by the wayside. Insurance companies have the biggest lobbies and strictest financial rules. If anyone can survive, they will. They will raise prices if they have to as a first step. They can now hold bitcoin and gold on their books...
I suspect what you say is not true, read Marc Fabers book "Tomorrows Gold", he points out that since 1600's in USA the only thing that has ever not bankrupted and gone insolvent is the catholic church.
USA has gone bankrupt and defaulted on its bonds like 5 times since 1776, they just don't teach this shit;
Even the great Lloyds of London greatest insurance house in history of man-kind, no longer exists today.
They they will argue if the insurance companys fail, then the GOV kicks in,
No it doesn't the gov funds to bail out insurance are 3% reserves that means only the first 3 guys out of every 100 are made good or that you might get 3% of promise and these things always take decades so all partys be dead by the time they payout on the bankruptcy
Their contracts are in dollars and that’s all they’re going to pay you with. Your $500,000 policy will buy you a loaf of bread...if you’re lucky. I continue to maintain my policy because it’s not huge money but like SS I don’t expect it to be there when I need it.
Unvaxxed and keeping mine up to date. Never know what they will try and do to us next.
https://bilbobitch.substack.com/p/martial-law-had-effectively-been
You can't argue with them, they deal on rumors, sure if you have life-insur and you cause of death is heart attack and no pre-existing conditions then they might pay out, then again maybe not
You all assume that life is fair, they collect premiums and deny claims, your dead who is going to fight for your claim?? So your estate hires a lawyer, and then the meter starts running, they're going to want 40% or more and will settle with the insurer for a small go-away bone, and the lawyer will take it cuz its easy money for him, these kinds of cases never go to court the judges were all owned by insurance lobbys decades ago;
I still say if they can PROVE that your cause of death is COVID in any way then they can call it an 'act of war' and deny your claim
Sure if your crazy, and ride a skate-board on the freeway and get run-over, yes make somebody rich :)
https://bilbobitch.substack.com/p/martial-law-had-effectively-been