Here are the stories of the folks we all helped give a hand up to this week at STNN thanks to YOUR paid subscriptions!
Thank You, and ENJOY!
Amber's story
OUR LOAN FOR $2500 HELPS SMALL SHOE-LACED FAMILY OWNED BIZ SECURE FULL-TIME KITCHEN TO MEET INCREASED DEMAND!
“My husband (Tim) and I have been in the restaurant industry for a combined 30+ years. I grew up in Illinois with no cooking experience what-so-ever. My husband was born and raised in Kenosha, WI and has been experimenting with food combinations since he was 14 years old, he has learned how to create amazing meals working side by side chefs, expanding his pallet.
We both attended the University of Wisconsin - Parkside where I majored in Communications and Tim majored in Business Management. We met through family while he was cooking at a local restaurant. Throughout the years, his passion grew alongside his culinary skills, and eventually started teaching me how to create amazing meals.
In 2020, we finally decided to take the leap and start planning on running our own small family business, dedicated to helping families enjoy a meal together - with simple options for the little ones and more variety for moms and dads. With a family ourselves, the name Hydn Cheese is after our son (think 'hide-n-seek') and our sandwiches all have the word 'Jo' which is our daughter's (Kyra) middle name.
We officially started our business on July 16, 2021 and in the past 2 years we have been fortunate to grow our business from the ground up - having the pleasure to serve our delicious food to family, friends, and customers through farmers markets, special events, and now catering. We even use local vendors to create our amazing soups and sandwiches (farmers, growers, and harvesters). We look forward to the next part of this amazing journey by expanding our business with a full access kitchen and building for storage.”
These loans are special because:
They support a small business owner with 0%-interest, zero-fee capital. Most are unbanked, meaning (for a variety of reasons) banks are not interested in lending to them. Also, our loans are PERSONAL and have a very high payback rate. (Then we use 100% of paid back funds to help MORE entrepreneurs, helping your subscription fee to keep on giving in a virtuous circle!)
Evelyn's story
With 15 plus years in food service industry, I wanted to give individual and families a unique experience with food which steams from my core values that food should be
1. Flavorful
2. Nutritional ( good for your body)
3. Accessible ( affordable) to all
I have been able to provide all my customers with this unique experience, and I want to expand and scale it up for more customers
What is the purpose of this loan?
I’m applying for this loan because I want to scale up my business and reach new customers This loan will allow me to purchase a commercial refrigerator and also hire an employee.
(Thanks to YOU, Evelyn’s loan is now FULLY FUNDED!!)
Bonus (Fish-themed wisdom):
All the technical analysis (chart reading) you
really need to know to trade markets:
More Money Saving ideas:
#1) It's colder now. Your tires are probably 10-15% underinflated most of the time. Fill your tires up to full recommended pressure and save 10-20% mileage from efficient rolling, immediately.
2) Cook at Home: Eating out regularly can quickly add up. By cooking at home, you not only save money on the cost of restaurant meals but also gain more control over your ingredients and portion sizes. Plan your meals, buy groceries in bulk, and explore budget-friendly recipes.
3) Unplug Electronics: Many electronic devices continue to use energy even when they're turned off. Unplug chargers, appliances, and other electronics when they're not in use to reduce your electricity bill. Consider using power strips to easily disconnect multiple devices at once.
4) Negotiate Bills: Regularly review your utility bills, cable, internet, and insurance payments. Call your service providers and inquire about any available promotions, discounts, or loyalty perks. Negotiating these bills can often result in immediate savings.
5) Limit Impulse Purchases: Impulse buying can quickly drain your budget. Before making a purchase, especially for non-essential items, take a moment to consider whether it's a want or a need. Avoid making impulsive decisions and give yourself time to think about the purchase.
6) Proper Car Maintenance: Besides keeping your tires fully inflated, regular car maintenance can significantly save you money in the long run. Changing your air filter, getting regular oil changes, and keeping up with scheduled maintenance can improve fuel efficiency and prevent costly repairs.
These small adjustments can add up over time, contributing to significant savings without requiring major lifestyle changes.
Always Live Below Your Means, and Keep Building Those Means!
Jeff Bezos, 1999, Worth 10 Billion, Drives Honda Accord
https://youtube.com/shorts/LVFmKlOQ8pg?si=rOjDBos3oRaoSajZ