Millions of people like Megan are caught in thankless hamster wheel jobs, watching corporate bureaucrats overcharge for things they could do better, faster, differently… if they only had the means to step out on their own
This substack, thanks to all “monthly good” paying subs, specializes in exactly such cases.
For example, we've helped this hardworking lady, stuck in her cubicle with nothing but great ideas, to realize her dream not just once, but twice, with our interest free loan.
(By the way, she's paying us back, and we'll do even more cool stuff re-lending the money to others!)
Here's her story:
A loan of $2,000 helps a repeat borrower provide tools for growth to small businesses that would otherwise be unattainable.
“I have worked in finance for over 20 years. I learned quickly in my career I have a knack for data analysis and building tools using that skill. A year ago I returned to school to begin working on a second degree in data management.
A few years prior, while employed as a financial controller, our company president had called in an outside consulting firm that specialized in productivity improvement in the work force. Their product was primarily built around PowerBi dashboards using data extracted from a company’s ERP system. It also came with a $180,000 price tag. As I watched their presentations I sat there thinking, “I can do this!” So after they had left, I made that same statement to my boss. He allowed me the opportunity to try, and I succeeded.
I realized at that point that there were likely many small businesses that could benefit from tools of the same nature, but couldn’t afford the price. So I reached out to some friend and colleagues, who confirmed my suspicion. In the last year I had 7 clients that have been pleased beyond words with the tools I have built for them. I am excited to see the growth that I can achieve with a website and marketing.”
Why this loan is special
This loan is special because it supports a small business owner with 0%-interest, zero-fee capital.
More about this loan
Business description
“My specialty is improving business processes and productivity through two main focuses. When evaluating a businesses needs, I first look at processes that they are doing manually. There is almost always several areas that I am able to build tools for to replace time consuming tasks that are open to human error.
The second area I look at is their ability to accurately analyze their company’s performance data. I then design reports and interactive dashboards, primarily using PowerBi, to provide that to them.”
What is the purpose of this loan?
I received this loan last year to begin work on a website. While those funds provided a start, I reallocated a portion to the PowerBi licensing and software I needed to meet my customers needs.
I am now hoping to complete that website and fund the hosting services for the new 3 years. The remaining funds will be used in website marketing and promotion to drive business growth.
Specifically, these new loan funds will be allocated as follows:
- Complete website design, with interactive project request form (75% of loan funds);
- Marketing (e.g., promotion of website on key search engines) (25% of loan funds)”
________________
THANK YOU SO MUCH TO EVERYONE WHO MADE THIS DREAM POSSIBLE!
YOU ARE EMPOWERING HARD WORKING AMERICANS WHO THE BIG BANKS WON'T TOUCH, TO BUILD A MORE LOCALIZED, PERSONAL, EMPOWERED ECONOMY!
https://jimychanga.substack.com
Want to help do More?
Try a $5 monthly paid sub, or become a FOUNDER with any amount over $51 right now (just enter it in the box when you sign up as a paid sub. It'll work! 😀
Thanks again!
-Jimychanga
Really cool.
Mixed feelings on interest.
Interest become a vicious cycle, especially with inflationary creep due to the Fed’s predations.
This adds to the opportunity cost of capital. Should there be some skin in the game, even 1% to keep both parties motivated by more than just good will?
Either way, a cool story. Good going.