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Information is Power. Use it wisely!

Important Update, Sept 1 2024: The Federal Reserve is expected to cut interest rates by 0.25% or more at the next meeting in September, and it will have an impact on your savings accounts. Many CD’s in this platform (paid subs get all the info) offer well over 5%, but rates won’t remain this high for very long. While cuts to the federal funds rate won’t impact CDs directly, banks will usually follow suit and change rates accordingly. 

One rate cut isn’t likely to cause a drastic drop in rates right away, but more cuts are expected throughout the rest of the year and 2025, as the Fed incrementally drops rates from their 23-year high. So if you’re looking to take advantage of rates while they’re still this high, you’ll want to act soon.

Since high-yield savings accounts have variable rates, meaning they fluctuate with the market, you won’t be able to lock in a steady rate with one of those accounts. On the other hand, CDs offer a fixed APY, letting you secure high rates until the CD matures. Opening a longer-term CD can be an easy way to maximize the amount of interest earned on your savings, but you’ll need to be careful when choosing a term length.

*NOT FINANCIAL ADVICE

Can I ask you a few questions?

If you knew you could make another $500 just by checking your pockets before throwing your jeans in the wash, would you? This is even easier:

1. Are you currently getting 5.26% 5.28% 5.32% interest on your FDIC-insured CHECKING money? (You know, the safe stuff you need ready to pay bills and expenses in the near future)

2. If so, can you do it with a balance as low as $10?

3. Can you connect it to the checking you normally use and transfer in and out within 3 business days?

4. Can you set up the account securely, online, in 3-5 minutes?

5. Can you also get short term (6-12 month or more) CD’s from various top banks yielding over 5.6% APR with the click of a mouse, FDIC insured?

6. Is the whole thing monitored 24/7 for security (in addition to FDIC insurance) and can you access everything from a laptop or smart phone if desired?

7. Is the layout easy to use, intuitive, and informative?

Would you like to know more?

Subscribe (you know your were about to anyways) and I’ll show you exactly what’s working for me, IRL

(*NOT FINANCIAL ADVICE. AS ALWAYS, YOU MUST DO YOU OWN “DUE DILLY”:) I’ll make it easy though.

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